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Category: Money

Explore opportunities to boost your income in Cambodia with Angkor Times. From insightful blogs on starting a business, investing, and making money online, to updates on the latest trends in startups and SMEs in Cambodia, this category offers practical tips and strategies to help you succeed in the Cambodian market. Stay informed and take your financial journey to the next level.

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Angkor Times
Angkor TimesExperienced
Asked: August 12, 2026In: Money

NBC Tightens E Wallet Rules: What Should Businesses and Customers Know?

The National Bank of Cambodia (NBC) has introduced new notification requirements for businesses issuing single purpose e money through mobile applications or membership cards, giving them 90 days to formally notify the central bank. The move is intended to ...Read more

The National Bank of Cambodia (NBC) has introduced new notification requirements for businesses issuing single purpose e money through mobile applications or membership cards, giving them 90 days to formally notify the central bank. The move is intended to ensure that businesses operating these payment systems follow Cambodia’s banking and financial regulations while still allowing micro, small and medium sized enterprises (MSMEs) to support digital payment innovation.

The National Bank of Cambodia has given e-wallet issuers operating under specific conditions a 90-day window to formally notify the central bank.

The new rules affect businesses such as cafes, restaurants, transportation companies, entertainment centres, gas stations and other establishments that allow customers to load money into an electronic wallet and use the balance to pay only for products or services offered by the business itself. At the same time, the NBC is warning consumers to be careful when opening e wallet accounts with businesses that are not licensed banks, financial institutions or authorised payment service providers.

Which Businesses Are Covered By The New Rules?

According to the NBC, some businesses have been issuing electronic money through mobile applications or membership cards as part of their customer services. These accounts allow customers to deposit money and spend the balance exclusively at the business that issued the wallet.

This type of arrangement is classified as single purpose e money because the funds can only be used to purchase products or services from one physical business. The system can be found in different sectors, including food and beverage, transportation, entertainment and fuel services.

Why Is NBC Requiring Businesses To Notify The Central Bank?

Under Cambodia’s Law on Banking and Financial Institutions 1999, providing payment facilities to customers is considered part of the operations of banking and financial institutions. Such activities generally require authorisation from the NBC.

The NBC also referred to Article 20, Point 1 of the Prakas on the Management of Payment Service Institutions, issued in 2017. The provision prohibits legal entities other than banking and financial institutions and licensed payment service institutions from issuing electronic money.

However, the regulation provides an exception for certain businesses. To support micro, small and medium sized enterprises and encourage innovation, Point 2 allows eligible entities to issue electronic money without obtaining a licence, provided they notify the NBC in writing in advance and meet the required conditions.

What Are The E Wallet Limits?

Businesses using this exception must operate within specific limits set by the central bank. The maximum balance allowed in each e wallet account is 200,000 riel, or approximately $50.

At the same time, the combined balance across all accounts operated by the business must not exceed 800 million riel, equivalent to about $200,000. The electronic money must also be used only to pay for products or services provided by a single physical business, alongside other conditions prescribed by the NBC.

These limits are important for businesses because exceeding them could place their e money activities outside the conditions allowed under the notification based arrangement.

Businesses Have 90 Days To Notify NBC

The NBC said businesses that are not banking and financial institutions or licensed payment service institutions but are already issuing electronic money must formally notify the central bank in writing within 90 days from the date of the announcement.

The requirement gives businesses time to review their existing e wallet systems and ensure they meet the conditions set by the NBC. Businesses that fail to submit the required notification within the specified period could face action under Cambodia’s applicable legal procedures.

“In case of failure to notify within the specified time, the National Bank of Cambodia will take action according to the applicable legal procedures,” the statement said.

What Should E Wallet Users Know?

The new rules are also relevant to consumers who use e wallets provided by businesses. The NBC urged the public to exercise caution when registering for e wallet accounts through mobile applications operated by businesses or companies that are not recognised as banking and financial institutions and do not hold the appropriate licences.

Consumers should understand that these e wallet accounts are not the same as savings accounts at a bank. Businesses operating these accounts are also strictly prohibited from paying interest on the money held in them.

Why Should Customers Be Careful With Their E Wallet Balances?

The NBC advised customers not to keep balances above the prescribed limits. Users should also understand that they are responsible for potential risks associated with opening and using e wallet accounts provided by businesses that fall under these arrangements.

For consumers, the message is straightforward: an e wallet issued by a cafe, restaurant, transport company, entertainment business or other establishment may be useful for making payments within that business, but it should not be treated as a conventional bank account.

What Does This Mean For Businesses And Consumers?

For businesses, the new requirement highlights the importance of checking whether their e money activities comply with NBC regulations. Companies already offering single purpose e money services should determine whether they qualify for the notification based arrangement and complete the required notification within the 90 day period.

For consumers, the announcement provides an important reminder to check who operates an e wallet before depositing money. Understanding whether the provider is licensed, what the wallet can be used for and what balance limits apply can help users avoid unnecessary financial risks.

Conclusion

Cambodia’s latest e wallet notification requirement reflects the NBC’s effort to keep digital payment services within a clear regulatory framework while allowing smaller businesses to continue experimenting with innovative payment solutions. The 90 day notification period gives eligible businesses an opportunity to bring their operations into compliance, while consumers are being reminded that business based e wallets are not savings accounts and should be used with caution.

As digital payments continue to expand across Cambodia, both businesses and consumers will need to pay closer attention to the rules governing electronic money, licensing, account limits and consumer protection.

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Asked: August 12, 2026In: Money

Cambodia’s 5 Year Startup Strategy: What New Opportunities Could Startups Unlock?

Cambodia has launched a new five year strategy aimed at giving the country’s startup sector a stronger foundation for growth, innovation and investment. The National Strategy on Startup Development 2026 to 2030 was officially launched in Phnom Penh on ...Read more

Cambodia has launched a new five year strategy aimed at giving the country’s startup sector a stronger foundation for growth, innovation and investment. The National Strategy on Startup Development 2026 to 2030 was officially launched in Phnom Penh on August 11 by Deputy Prime Minister and Minister of Economy and Finance Aun Pornmoniroth, with the government seeking to build a more competitive and sustainable startup ecosystem that can contribute to the country’s long term economic development.

Cambodia’s 5 Year Startup Strategy

The strategy provides a common roadmap for government ministries, institutions, investors, entrepreneurs and other ecosystem stakeholders. It focuses on strengthening innovation and entrepreneurship, expanding access to business support and investment, encouraging the use of digital technology and artificial intelligence, and helping promising startups grow into scalable businesses that can compete in Cambodia and international markets.

Government Sets a Clear Direction for Startups

The launch ceremony and dissemination workshop were organised by the Digital Economy and Business Committee (DEBC) and the Techo Startup Center (TSC). Minister of Commerce Cham Nimul and Minister of Post and Telecommunications Chea Vandeth also attended the event, highlighting the cross sector importance of developing Cambodia’s startup economy.

5-year strategy to supercharge startups

Speaking at the event, Pornmoniroth, who also chairs the DEBC, said the strategy represents more than the introduction of a new policy framework. It also reflects the government’s commitment to supporting businesses, particularly startups that use digital technology as a core part of their operations.

“The strategy aims to strengthen Cambodia’s capacity and competitiveness amid growing regional and global uncertainty, while supporting the wider adoption of digital technologies, particularly advances in artificial intelligence (AI),” he added.

The strategy comes at a time when technology is becoming increasingly important across almost every part of Cambodia’s economy. Digital tools are now being used in education, business, public services and everyday life, creating new opportunities for entrepreneurs while also changing how companies operate and compete.

Digital Technology Seen as a Key Growth Driver

Pornmoniroth stressed that digital technology can help Cambodian businesses improve productivity and compete more effectively. For private companies, adopting new technologies can increase production efficiency, improve capacity and quality, lower operating costs and strengthen connections across supply chains.

These advantages could be particularly important for startups, which often need to grow quickly while working with limited resources. Access to digital tools, technology, investment and business expertise can help young companies test new ideas, reach customers and build products that are competitive beyond the domestic market.

Digital transformation is also becoming an important part of government reform. According to Pornmoniroth, technology can improve public service delivery by reducing bureaucratic procedures, increasing administrative efficiency and strengthening compliance. A more efficient public sector can also create a better business environment for entrepreneurs and investors.

Government Calls for Stronger Implementation

Launching the strategy is only the first step. Pornmoniroth called on ministries and relevant institutions to turn the national framework into concrete action plans that can deliver measurable results.

He also urged the DEBC to establish a strong monitoring and evaluation system supported by clear Key Performance Indicators (KPIs). Such a system will be important in tracking whether the strategy is producing practical improvements for startups rather than remaining only a policy document.

The Deputy Prime Minister also called on businesses, investors, development organisations, support institutions and other startup ecosystem participants to work closely with the ministries responsible for implementing the strategy. Greater cooperation, he said, will help create a stronger environment for startups to develop into competitive enterprises.

Cambodia’s Startup Ecosystem Is Growing

The government’s new strategy comes as Cambodia’s startup ecosystem has expanded considerably in recent years. According to Kong Marry, Secretary of State at the Ministry of Economy and Finance and Secretary General of the General Secretariat of DEBC, the number of startups and organisations supporting them has increased significantly.

“Start-ups have grown from 98 in 2022 to 256 as of May 2026, while the number of actors in its ecosystem has also increased from 153 to 245. In addition to these core players, new business support programmes have also increased significantly, from 108 in 2022 to nearly 500 this year,” he said.

The figures point to a rapidly developing ecosystem. Beyond the startups themselves, entrepreneurs now have access to a growing network of organisations and programmes offering training, acceleration, investment opportunities, competitions, international study tours and investor networking.

This expanding support structure could help address some of the challenges startups face during their early stages, particularly when they need technical expertise, business knowledge, market connections or capital to move from an idea to a viable company.

Startups Positioned as Part of Cambodia’s 2050 Economic Vision

Marry described startups as an increasingly important contributor to Cambodia’s economic development and linked their growth to the country’s long term economic ambitions.

“Startups have also emerged as a major driving force in national economic development and play an indispensable role in contributing to the realisation of Cambodia’s economic vision in 2050,” he said.

With this broader economic goal in mind, the government has developed the national strategy to address challenges facing the startup sector while making better use of its potential. The framework is intended to give ministries, institutions and ecosystem participants a shared direction for building a startup environment that is more inclusive, sustainable and capable of supporting long term growth.

The approach also recognises that startup development cannot depend on entrepreneurs alone. Government agencies, investors, business support organisations, technology companies, universities and other stakeholders all have roles to play in creating the conditions startups need to grow.

Four Targets Set for 2030

According to the Ministry of Economy and Finance, the National Strategy on Startup Development 2026 to 2030 will serve as a roadmap for building a stronger and more connected startup ecosystem.

The strategy aims to strengthen Cambodia’s links with regional and global innovation ecosystems while supporting broader national economic development. Its vision is built around three approaches: positioning the government as a developmental enabler, promoting ecosystem based startup development and fostering co evolution for startup development.

The strategy also establishes four key targets for the coming years. Cambodia aims to move its Startup Ecosystem Performance Index from the emerging stage to the expanding stage, support 300 startups through incubation programmes, help 100 startups secure investment and attract $30 million in startup investment.

These targets give the strategy measurable outcomes that can be tracked over the five year period. If successfully implemented, they could provide Cambodian entrepreneurs with stronger access to support, capital, technology and regional opportunities.

What Does the Strategy Mean for Cambodian Businesses?

For entrepreneurs and business owners, the strategy could mean more opportunities to access training, incubation, acceleration, investment connections and other forms of support. The growing number of programmes already operating in Cambodia suggests that the startup ecosystem is becoming more structured and accessible.

For investors, the government’s focus on startups could also create a larger pipeline of emerging companies seeking capital and partnerships. Attracting $30 million in investment by 2030 signals an ambition to make Cambodia a more active destination for startup investment and innovation.

For established companies, the growth of startups could create opportunities for partnerships, technology adoption, new products and services, and collaboration across industries. As digital technology and AI become more deeply integrated into the economy, startups could increasingly serve as a source of new ideas and solutions.

The Next Challenge Is Turning Strategy Into Results

The strategy gives Cambodia a clear five year direction, but its success will ultimately depend on implementation. Strong coordination between government institutions, entrepreneurs, investors and support organisations will be essential to achieving the targets.

The emphasis on measurable KPIs, investment, incubation and ecosystem development provides a foundation for monitoring progress. If these measures translate into practical support and better market opportunities, Cambodia’s growing startup community could become an increasingly important part of the country’s economic transformation.

Conclusion

Cambodia’s National Strategy on Startup Development 2026 to 2030 marks a significant step in the government’s effort to strengthen the country’s entrepreneurial and innovation ecosystem. With startups increasing from 98 in 2022 to 256 by May 2026 and support programmes approaching 500, the sector is already gaining momentum.

The next five years will be about turning that momentum into sustainable growth. By targeting 300 incubated startups, 100 startups receiving investment and $30 million in investment, Cambodia is setting measurable ambitions for its startup economy. The bigger question now is whether strong implementation and collaboration can turn these targets into real opportunities for entrepreneurs, investors and the wider Cambodian economy.

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Asked: August 11, 2026In: Money

Cambodia’s Trade Hits $44B, 7 Months in 2026: Which Country Leads the Kingdom’s Trade?

Cambodia’s international merchandise trade reached $44.07 billion during the first seven months of 2026, marking a 21.3 percent increase from the same period last year. The latest figures from the General Department of Customs and Excise show that both ...Read more

Cambodia’s international merchandise trade reached $44.07 billion during the first seven months of 2026, marking a 21.3 percent increase from the same period last year. The latest figures from the General Department of Customs and Excise show that both exports and imports continued to grow strongly, although the country’s trade deficit also widened. China remained Cambodia’s largest trading partner by total trade volume, while the United States continued to provide the Kingdom with its biggest bilateral trade surplus.

Cambodia’s Trade Hits $44B, 7 Months in 2026 Which Country Leads the Kingdom’s Trade

The figures highlight a rapidly expanding trading environment in which Cambodia is selling more goods overseas while also importing more products from major international markets. From January through July, exports climbed to $20.81 billion, while imports reached $23.26 billion, pushing the overall trade deficit to $2.44 billion.

China Remains Cambodia’s Biggest Trading Partner

China continued to dominate Cambodia’s trade landscape during the first seven months of the year. Bilateral trade reached $13.63 billion, representing a 23.9 percent increase compared with the same period in 2025. China alone accounted for roughly 31 percent of Cambodia’s total merchandise trade.

Cambodian exports to China increased 24.2 percent to $1.10 billion, showing continued demand for Cambodian products in the Chinese market. However, imports from China were much larger, rising 23.8 percent to $12.52 billion.

That gap resulted in a bilateral trade deficit of $11.42 billion with China, making the country the largest source of Cambodia’s overall trade imbalance. Cambodia’s export coverage of Chinese imports stood at only 8.8 percent, underscoring the significant difference between the value of goods Cambodia sells to China and the value of goods it purchases from the country.

The US Delivers Cambodia’s Largest Trade Surplus

While China led Cambodia’s trade by volume, the United States remained the Kingdom’s most important surplus market. Trade between Cambodia and the US rose 32.2 percent to $9.42 billion during the first seven months.

Exports to the US jumped 30.6 percent to $9.05 billion, supported by strong shipments of garments, footwear and other manufactured products. At the same time, imports from the US more than doubled, increasing 87 percent to $377 million.

Despite the sharp rise in American imports, the overall value remained relatively small compared with Cambodia’s exports to the US. As a result, Cambodia recorded a bilateral trade surplus of $8.67 billion with the United States.

The export coverage ratio declined from 3,436 percent to 2,400 percent, but the US remained Cambodia’s largest single country source of trade surplus and an important contributor to foreign exchange earnings.

Trade With Vietnam Turns Positive

Vietnam also recorded notable changes in its trade relationship with Cambodia. Bilateral trade increased 8.2 percent to $5.35 billion during the first seven months of 2026.

Cambodian exports to Vietnam rose 12.4 percent to $2.73 billion, while imports from Vietnam increased at a slower pace of 4.2 percent to $2.62 billion. This helped Cambodia move from a trade deficit with Vietnam to a modest surplus.

Cambodia recorded a $112 million trade surplus with Vietnam, reversing the $84 million deficit recorded during the same period in 2025. The export coverage ratio also improved from 96.6 percent to 104.3 percent, suggesting that the bilateral trade relationship has become more balanced.

Three Markets Shape Cambodia’s Trade Outlook

The latest figures show that Cambodia’s trade expansion is being heavily influenced by China, the United States and Vietnam. Together, these three markets accounted for more than half of the Kingdom’s total trade during the first seven months of 2026.

The strong growth in exports and imports points to increasing commercial activity, but the wider national trade deficit also highlights the importance of maintaining a healthy balance between overseas sales and purchases. Cambodia’s large deficit with China remains a major factor, while the substantial surplus with the US and the newly positive balance with Vietnam provide important offsets.

As a result, any changes in consumer demand, investment flows, tariffs or trade policies in these three markets could have a significant impact on Cambodia’s trade performance during the remainder of the year.

US Cambodia Trade Ties Are Growing

Chea Chandara, President of the Logistics Supply Chain and Brokers Business Association in Cambodia, told Khmer Times that Cambodia’s economic relationship with the United States has strengthened significantly under the second term of US President Donald Trump.

He noted that the United States Trade Representative recently imposed a 10 percent tariff on Cambodian goods entering the US market under Section 301. “This rate is more competitive than the 12.5 percent applied to neighbouring countries such as Thailand and Vietnam.”

According to Chandara, Cambodia has also reduced import duties on a range of American products, with some commodities now subject to zero tariffs. These changes have encouraged traders to bring more American products into Cambodia, contributing to a reported 60 to 80 percent increase in imports from the US since the beginning of the year.

More American Products Are Entering Cambodia

Chandara said Cambodia’s imports from the United States were previously concentrated in a relatively small number of product categories, particularly vehicles. The range of American goods available in the Cambodian market has since expanded.

This growth in imports reflects stronger two way commercial activity between the two countries. Although Cambodia continues to record a very large surplus with the US, the increase in American products entering the local market suggests that trade ties are becoming broader rather than being driven almost entirely by Cambodian exports.

The development could also create more opportunities for Cambodian businesses and consumers to access products from the US, while providing American companies with greater exposure to the Cambodian market.

Chinese Investment Also Supports Export Growth

The relationship between Cambodia’s trade with the US and Chinese investment is another important part of the picture, according to Chandara. “Chinese investors dominate the country’s investment landscape, with the majority of projects concentrated in the industrial sector.”

He explained that Cambodia’s relatively small domestic market means many of these investments are primarily focused on producing and processing goods for export. The United States and European markets offer opportunities for manufacturers to reach larger consumer bases and potentially achieve higher returns.

This means Chinese investment in Cambodia’s industrial sector can also contribute indirectly to the Kingdom’s export performance, particularly when factories established in Cambodia produce goods destined for major Western markets.

Thailand Border Closure Creates New Market Opportunities

Changes in regional trade conditions are also affecting Cambodia’s domestic market. Chandara said the ongoing land border closure with Thailand has created additional opportunities for products from other major trading partners.

“With Thai products, which long dominated the Cambodian market, less available, both US and Chinese goods have gained greater access to local consumers, further supporting the rise in two-way trade,” he said.

The situation illustrates how regional supply disruptions can quickly influence Cambodia’s import patterns. With Thai goods less available through traditional land border channels, businesses and consumers have increasingly turned to products from other markets.

What Does the $44 Billion Trade Figure Mean for Cambodia?

Cambodia’s $44.07 billion trade volume in the first seven months of 2026 reflects strong momentum in both exports and imports. China remains the Kingdom’s largest trading partner by volume, while the United States stands out as the largest source of bilateral trade surplus. Vietnam, meanwhile, has moved into a modest surplus position for Cambodia.

The numbers also reveal an important challenge. Cambodia’s expanding trade activity is accompanied by a growing overall deficit, driven largely by the huge imbalance with China. At the same time, strong exports to the US and improving trade with Vietnam are helping offset part of that gap.

For businesses, investors and policymakers, the figures point to a Cambodian economy becoming increasingly connected to major global and regional markets. How Cambodia manages these relationships, strengthens domestic production and expands export opportunities will be important for maintaining sustainable trade growth in the months ahead.

Conclusion

Cambodia’s trade reached more than $44 billion in just seven months, demonstrating the continued expansion of the Kingdom’s international commerce. China remains number one by total trade volume, but the United States remains Cambodia’s strongest surplus market. Meanwhile, Vietnam’s shift from a trade deficit to a surplus adds another positive development.

The challenge now is to turn growing trade volumes into stronger and more balanced economic growth. As Cambodia deepens its links with China, the US, Vietnam and other international markets, investment, manufacturing and export diversification will remain key factors in determining how the Kingdom’s trade story develops through the rest of 2026.

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Asked: August 9, 2026In: Money

GMS Trade Strategy: Could It Boost Cambodia’s Digital Trade and MSMEs?

Cambodia is pushing for stronger regional cooperation on digital trade, agricultural exports and private sector development as countries in the Greater Mekong Subregion (GMS) work toward deeper trade and investment integration. The call was made during a regional consultation ...Read more

Cambodia is pushing for stronger regional cooperation on digital trade, agricultural exports and private sector development as countries in the Greater Mekong Subregion (GMS) work toward deeper trade and investment integration. The call was made during a regional consultation on the draft Trade and Investment Strategy under the GMS Economic Cooperation Programme, held at Cambodia’s Ministry of Commerce on Friday.

GMS Trade Strategy-Could It Boost Cambodia’s Digital Trade and MSMEs?

Secretary of State at the Ministry of Commerce and Chair of Cambodia’s Working Group on Trade and Investment (WGTI), Penn Sovicheat, led a Cambodian delegation to the consultation, which brought together representatives from GMS member countries and international experts from the Asian Development Bank (ADB). The discussions focused on how the proposed strategy could reduce barriers to cross border trade, create more opportunities for agricultural exports and help micro, small and medium sized enterprises (MSMEs) participate more actively in regional and international markets.

GMS stands for Greater Mekong Subregion. It is a regional cooperation programme involving Cambodia, China, Laos, Myanmar, Thailand and Vietnam. The GMS works to strengthen economic cooperation, trade, investment, infrastructure and connectivity among member countries.

Digital trade seen as key to reducing barriers

One of Cambodia’s main priorities is to accelerate the digitalisation of trade. Sovicheat called on the ADB to give greater attention to digital trade as a way to simplify cross border commerce, reduce barriers and create a more attractive environment for investment.

For businesses, greater use of digital systems could make regional trade more efficient by reducing paperwork, improving access to information and making it easier for companies to connect with customers and partners across borders. This could be particularly important for smaller businesses that often face greater challenges when entering international markets.

More opportunities for agricultural exports

The proposed strategy also places stronger regional trade integration alongside efforts to expand export opportunities for agricultural products. For Cambodia and other GMS economies, better access to neighbouring markets could create new opportunities for farmers, food producers, processors and exporters.

Stronger regional cooperation could also help businesses share knowledge, improve their ability to meet market requirements and develop more competitive products for international buyers. The strategy is therefore intended to support trade growth while encouraging closer economic links among GMS countries.

MSMEs at the centre of regional growth

Another major focus is increasing private sector participation, particularly among MSMEs. These businesses play an important role in employment, production and economic activity across the region, but many still face limitations in skills, technology, financing and access to overseas markets.

Sovicheat also stressed the importance of knowledge sharing among GMS countries and proposed targeted capacity building and training for government officials and private sector stakeholders. He said stronger institutional capabilities would help create the conditions for more sustainable economic development.

What could the strategy mean for Cambodian businesses?

If implemented effectively, the proposed GMS Trade and Investment Strategy could give Cambodian MSMEs more opportunities to connect with regional markets and participate in cross border trade. Digitalisation could make it easier for businesses to reach customers and partners, while stronger cooperation could help improve access to knowledge, investment and export opportunities.

For Cambodian entrepreneurs, exporters and other private sector businesses, the bigger opportunity is not simply selling more within Cambodia. It is becoming more connected to a regional market where digital tools, stronger trade systems and improved business capabilities can help smaller companies compete beyond their domestic market.

A framework for deeper regional integration

The proposed strategy is expected to provide a framework for deeper trade integration among GMS economies while helping MSMEs make better use of international market opportunities. The consultation gave member countries an opportunity to contribute recommendations before the strategy moves forward.

For Cambodia, the message is clear: stronger digital trade systems, better support for agricultural exports and greater private sector participation could become important drivers of the country’s regional economic integration.

Conclusion

The GMS Trade and Investment Strategy could create new opportunities for Cambodia by bringing digital trade, agricultural exports and MSME development closer together. If regional governments and businesses can strengthen cooperation, share knowledge and build the skills needed for digital commerce, smaller Cambodian companies could gain better access to markets beyond the country’s borders. The success of the strategy will ultimately depend on how effectively these regional plans are translated into practical opportunities for businesses on the ground.

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Asked: August 8, 2026In: Money

Phnom Penh’s Cheapest Land in 2026: Which Areas Offer the Best Low Cost Options?

Phnom Penh remains Cambodia’s most active real estate market, with strong demand for land, homes, commercial buildings and other property. While land prices in many parts of the capital have climbed significantly, some outer districts still offer comparatively affordable ...Read more

Phnom Penh remains Cambodia’s most active real estate market, with strong demand for land, homes, commercial buildings and other property. While land prices in many parts of the capital have climbed significantly, some outer districts still offer comparatively affordable options for buyers with limited budgets. A land price assessment by Key Real Estate for the first half of 2026 highlights several locations where buyers may find some of the lowest land prices in Phnom Penh.

Phnom Penh’s Cheapest Land in 2026

The most affordable areas are largely found on the outskirts of the capital, including Koh Dach in Chroy Changvar, Ponhea Pon and Prek Pnov, as well as several communes in Dangkao and Kamboul. Prices vary considerably depending on whether the land is located along a major road or a smaller road, making road access one of the key factors buyers should consider before making a decision.

Koh Dach and Ponhsang Offer Some of the Lowest Prices

Koh Dach Commune in Chroy Changvar is among the locations with relatively low land prices in Phnom Penh. According to the assessment, land along major roads is priced from $90 to $310 per square metre, while properties along smaller roads range from $20 to $100 per square metre. The difference shows how much road access can influence the value of a property, even within the same commune.

Ponhsang Commune in Prek Pnov also stands out for buyers looking for lower entry prices. Land along major roads is estimated at between $32 and $345 per square metre, while land along smaller roads ranges from $16 to $175 per square metre. At the lower end, this makes Ponhsang one of the areas where buyers may still find land at relatively accessible prices within the capital.

Ponhea Pon and Kong Noy Remain Affordable Options

Ponhea Pon Commune in Prek Pnov is another area highlighted in the 2026 assessment. Land along major roads is estimated at between $70 and $260 per square metre, while properties along smaller roads range from $38 to $80 per square metre. For buyers who do not require direct access to a major road, smaller road locations could provide a more affordable starting point.

Kong Noy Commune in Dangkao also offers relatively modest prices compared with many central parts of Phnom Penh. Land along major roads is estimated at between $100 and $170 per square metre, while land along smaller roads ranges from $30 to $65 per square metre. The lower prices may appeal to buyers looking for land for future housing or longer term investment rather than immediate commercial use.

Kamboul Has Several Lower Priced Areas

Several communes in Kamboul District also appear on the list of more affordable land locations. In Prateah Lang Commune, land along major roads is estimated at between $60 and $295 per square metre, while land along smaller roads ranges from $35 to $145 per square metre. The wide price range reflects differences in location, accessibility and other property characteristics.

In Ou Lok Commune, land along major roads ranges from $70 to $155 per square metre, while properties along smaller roads are estimated at between $50 and $100 per square metre. Boeung Thum Commune presents another relatively affordable option, with land along major roads priced from $90 to $240 per square metre. Land along smaller roads is estimated at between $58 and $135 per square metre.

Why Road Access Matters When Buying Land

The figures show that buyers looking for the lowest possible land prices may need to consider properties away from major roads. In several of the listed locations, land along smaller roads is significantly cheaper than land with direct access to major routes. This could make a substantial difference to the overall purchase cost, particularly for buyers planning to acquire larger plots.

However, a lower price does not automatically mean a better investment. Buyers should also consider road conditions, accessibility, surrounding development, future infrastructure, land title documentation and the intended use of the property. A cheaper plot may require additional spending or may have slower growth potential if access and surrounding development remain limited.

Other Outskirts May Also Offer Lower Prices

The seven locations highlighted in the assessment are not necessarily the only places where buyers can find relatively affordable land in Phnom Penh. Other areas on the outskirts of the capital may also have similar price levels, particularly where development is still expanding and land remains less expensive than in established urban areas.

For buyers and investors, this creates an opportunity to look beyond Phnom Penh’s central districts. Instead of focusing only on current prices, it is important to examine how a location may develop over time. New roads, residential projects, commercial activity and other infrastructure can influence both demand and future land values.

What Should Buyers Check Before Paying?

Anyone considering land in these areas should avoid making a purchase based on price alone. Buyers should carefully verify ownership documents, the legal status of the property, road access, boundaries and any restrictions affecting the land. It is also important to confirm that the seller has the legal right to transfer ownership before making a payment.

Professional assistance can also help buyers assess the property and complete the transaction with greater confidence. Key Real Estate, which is referenced in the original report, provides real estate buying and selling services and has property listings across Cambodia. The company can be contacted at 16 999 519 or 017 999 519.

Conclusion

For people asking where to find the cheapest land in Phnom Penh in 2026, the answer points largely toward the capital’s outer areas. Koh Dach in Chroy Changvar has land along smaller roads starting from around $20 per square metre, while Ponhsang in Prek Pnov starts from around $16 per square metre. Kong Noy, Prateah Lang, Ou Lok, Boeung Thum and Ponhea Pon also offer comparatively affordable options, depending on road access and location.

These prices provide a useful starting point for buyers, but they should not be treated as a guarantee for every individual property. Actual selling prices can vary based on title, exact location, road access, land size, surrounding development and market conditions. For anyone planning to buy land in Phnom Penh, the most important step is to compare locations carefully, verify the legal documents and consider the property’s long term potential before committing money.

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