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Angkor TimesExperienced
Asked: January 12, 20262026-01-12T13:33:16+07:00 2026-01-12T13:33:16+07:00In: Work

Are you worried about the cost of pregnancy and childbirth in Cambodia?

Many families in Cambodia still feel anxious about the financial pressure of pregnancy and childbirth, but a new cash support program from the Royal Government of Cambodia is designed to remove that fear. Through the National Social Security Fund or NSSF, pregnant women now receive financial assistance from the moment they are expecting until their child reaches two years old. The goal is simple yet powerful: protect the health of mothers and babies while making sure no family is held back by money during this critical time. This long term support helps cover medical checkups, delivery costs, and ongoing child health care, giving parents peace of mind and allowing them to focus on what truly matters, the well being of their newborn.

How Does the NSSF Maternity Subsidy Help Families From Pregnancy to Age Two?

How the Three Stage Subsidy System Works

The government has organized the subsidy into three clear stages based on key health milestones. During pregnancy, mothers receive four separate cash payments tied to specific checkups before 12 weeks, between 20 to 24 weeks, from 30 to 32 weeks, and again from 36 to 38 weeks. These visits encourage early and regular monitoring to ensure both mother and baby stay healthy. At the time of delivery, mothers receive a larger payment to help cover the costs of giving birth. After the baby is born, the support continues with funding for 10 additional maternal and child health checkups until the child reaches 24 months of age. This means families receive help not only at birth but throughout the most important early years of a child’s life.

Extra Protection When Families Face Difficult Situations

The program is not limited to ideal circumstances. The government has also built in special protection for families who experience heartbreaking situations such as stillbirth or maternal death during childbirth. In these moments, financial assistance continues to help ease the burden on loved ones, ensuring they are not left struggling during an already painful time. This safety net reflects a broader commitment by the state to protect vulnerable families and uphold the dignity and well being of every mother and child.

Three Simple Conditions to Qualify for the Benefits

To receive these benefits, pregnant women and children under two years old must meet three straightforward conditions.

1. The mother must hold a valid NSSF membership card.

2. All medical checkups must be done at a public health center or referral hospital, which ensures that services are properly recorded and meet national health standards.

3. Once the mother is registered in the program, the child is automatically included by presenting the child health card. These steps make the process easier and ensure families receive the full range of support they are entitled to.

Documents You Need to Prepare Before Registering

To make registration smooth and quick, female NSSF members are advised to prepare four important documents. These include a Cambodian identity card, an NSSF membership card, a telephone number and bank account number approved by NSSF, and a maternal health book issued by a public health facility. This health book confirms key details such as the age of the first child and helps ensure that all payments and medical records are properly tracked.

Conclusion

This NSSF cash subsidy program shows how Cambodia is investing in its future by protecting mothers and young children when they need it most. By offering financial support from pregnancy through the first two years of a child’s life, the government is reducing stress for families, encouraging better health care, and helping every child get a stronger start in life. For working women and their families, this program is not just financial aid, it is a promise that no mother will face childbirth alone or without support.

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